Stay Alert: Avoiding Dangers and Costs of Distracted Driving

The Startling Reality of Distracted Driving

Imagine driving at 55 mph and glancing at your phone for just five seconds—equivalent to crossing a football field blindfolded. Such moments of inattention are not uncommon, making distracted driving a leading cause of accidents nationwide. Studies show that even talking on the phone can reduce the brain activity needed for safe driving by 37%.

April: Distracted Driving Awareness Month

April is recognized as Distracted Driving Awareness Month, a time dedicated to highlighting the importance of staying focused behind the wheel. It's an opportunity to remind ourselves and others that minor distractions can lead to major consequences, including financial burdens such as increased insurance premiums.

The Financial Toll of Distractions

Distracted driving not only endangers lives but also hits your pocketbook hard. Insurance companies factor in driving behavior when setting premiums. Receiving just a single ticket for phone use while driving can lead to higher premiums, further emphasizing the need for vigilant driving habits.

Practical Tips to Stay Focused

Reducing distractions is simpler than you might think. Consider the following strategies to promote focused driving:

• Utilize the “Do Not Disturb” feature on your phone or stow it away in the glove compartment or center console.
• Be mindful of distractions such as loud music, engaging podcasts, or talkative passengers.
• Explore safe-driving apps or programs that reward focused driving.

Remember, safe driving is more than just obeying traffic laws; it's about safeguarding yourself, your passengers, and others on the road. Adopting small changes in driving habits can prevent accidents and help you save on insurance.